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Living Well Wednesdays - Shared screen with speaker view
Wendy Meredith
37:14
Good morning everyone :)
Terri Keith
37:27
Good Morning!
Terri Keith
37:37
Good Morning!
Samantha Kennedy
37:47
Good AFTERNOON from Crawfordville! :)
Kendra Zamojski
44:33
Here is the link so you can click it: https://www.irs.gov/credits-deductions/child-tax-credit-update-portal
Marie Arick
45:23
I snapped a picture of the slide and texted it to someone I discussed this with just yesterday!
Marie Arick
46:32
use those FREE streaming services!
Kendra Zamojski
49:35
I use the credit Karma app to watch my credit score
Wendy Meredith
49:49
My bank offers an online Budget Summary and Planning that I like.
Kendra Zamojski
50:14
Yes, Wendy! I use the one with my online banking too
Heidi Copeland
53:31
To opt out of the CTC payment you have to unenroll three days before the first Thursday of the following month.... as of now you can't reenroll.
Pete Vergot
54:28
Good to see everyone, Pete
Marie Arick
54:43
good of you to join us!
Julie McMillian
55:13
Credit Karma and several other free apps are considered a soft inquiry so don't hurt your credit score. That is something I researched before I used them in the past.
Marie Arick
55:32
money management calendars are a great tool! writing it down makes it real!
Heidi Copeland
56:11
Check your bank too! Honestly, the bank wants you to be successful .. They offer all kinds of help.
Marie Arick
56:41
so true Heidi
Samantha Kennedy
56:52
The envelope method is very effective when you have a tight budget. When I was younger, this method helped me survive month to month.
thornton
58:18
The envelope method is great to use with high school students.
Samantha Kennedy
58:44
Yes, Gretchen! It's a great teaching tool for youth.
Ann Breslawski
58:44
I used envelopes and they worked wonderfully!!
Julie McMillian
58:50
I think having an envelope that is tangible is very useful for tactile hands on learners like me :)
Marie Arick
59:02
yes, use that method with kids...when the envelope is empty it makes an impact
Samantha Kennedy
01:01:40
I think using apps can be equivalent to writing it down for those who are very technocentric.
Heidi Copeland
01:01:52
3,567
Heidi Copeland
01:02:17
1,000
Samantha Kennedy
01:02:18
1200
thornton
01:02:23
1200
Heidi Copeland
01:02:39
400
Samantha Kennedy
01:02:43
180
Carolyn Whitford
01:02:48
150
Claire Reach
01:02:52
80
Claire Reach
01:03:15
Rental Insurance- 25
Melanie Taylor
01:03:22
$150
thornton
01:03:26
120
Heidi Copeland
01:03:29
180
Carolyn Whitford
01:03:33
78
Samantha Kennedy
01:03:40
250
Carolyn Whitford
01:03:44
:)
Samantha Kennedy
01:04:01
350
Claire Reach
01:04:03
450
Terri Keith
01:04:04
400
Melanie Taylor
01:04:07
400
Claire Reach
01:04:28
150
Samantha Kennedy
01:04:33
25
Samantha Kennedy
01:04:39
i don't eat out a lot
thornton
01:04:52
200
Wendy Meredith
01:05:07
Can you send us this activity form in an email or give us a link for it. This is an amazing tool!!! :)
Wendy Meredith
01:05:53
Yes...$150.00 month HelloFresh
Terri Keith
01:06:02
280
Samantha Kennedy
01:06:03
200
Carolyn Whitford
01:06:03
200
Claire Reach
01:06:03
200 for gas
Wendy Meredith
01:06:05
200.00
Jill Breslawski
01:06:09
Yes, Wendy we absolutely can send it to you
thornton
01:06:19
80.00
thornton
01:06:36
32 mile drive
Wendy Meredith
01:06:40
Thank you Jill. I am excited about this tool.
Samantha Kennedy
01:06:52
320
Claire Reach
01:06:53
500/month
Melanie Taylor
01:06:55
Since I no longer commute it's about $60-80/month. But, when I commuted it was terrible.
Carolyn Whitford
01:06:55
Email osgoodlb@ufl.edu for a copy of this form.
thornton
01:07:01
268.00
Wendy Meredith
01:07:05
We have a truck loan. 343.00/month
Melanie Taylor
01:07:14
$500
thornton
01:07:33
168.00
Carolyn Whitford
01:07:38
parking decal for UF
Claire Reach
01:07:38
250 car insurance
Samantha Kennedy
01:07:49
120
Wendy Meredith
01:07:54
300/month insuranc
Heidi Copeland
01:08:11
1200
Julie McMillian
01:08:27
$200 a week
thornton
01:08:27
265.00 for one child
Samantha Kennedy
01:08:27
0, thank goodness
Julie McMillian
01:08:36
on the low end
Debbie R
01:08:38
$1000/month for childcare for one kid
Samantha Kennedy
01:09:36
250
Wendy Meredith
01:10:07
I need 3 more jobs and 3 more incomes. LOL!!!
Heidi Copeland
01:10:31
My favorite statement...
Heidi Copeland
01:10:56
Credit is using tomorrows money today.
thornton
01:11:00
dog food and vet bill
Samantha Kennedy
01:11:13
I pay for 11 streaming services each month. I may need an intervention.
Marie Arick
01:11:19
so true...we didn't touch pets!
Heidi Copeland
01:11:38
You are tying up future income for past expenses.
Wendy Meredith
01:12:17
Every dollar adds up to an expense but also...every dollar adds up as a savings. I need to make saving as fun as shopping/spending.
Heidi Copeland
01:12:37
ugh! Pets! Can be as expensive as children!
Julie McMillian
01:13:12
I only have 2 streaming services but lots of animals ...lol
thornton
01:13:15
Gaming cost
Samantha Kennedy
01:13:29
When I was in college, I saw loans and credit cards as free money. I don't have to tell you that I got myself in deep financial trouble.
Wendy Meredith
01:16:02
This was wonderful. I definitely want that tool.
Kendra Zamojski
01:16:11
https://ufl.qualtrics.com/jfe/form/SV_0GwDHBmBdCm4uGy
Kendra Zamojski
01:16:38
Please share you thoughts in our survey: https://ufl.qualtrics.com/jfe/form/SV_0GwDHBmBdCm4uGy
Carolyn Whitford
01:17:27
Thank you!
Jill Breslawski
01:17:33
IRS Portal: https://www.irs.gov/credits-deductions/child-tax-credit-update-portal